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  • Malpractice Insurance

    Malpractice Insurance

    Protection against claims arising from your practice of dentistry

  • By completing this online application, you are applying for insurance coverage. Please visit our Product information page or contact an Insurance Advisor with CDSPI Advisory Services Inc. at 1.800.561.9401 if you have questions about your protection needs.

  • Malpractice Insurance

    Malpractice Insurance

    Protection against claims arising from your practice of dentistry

  • If you are a citizen or permanent resident outside of Quebec, please proceed with the online application by selecting Next below.

    If you are a citizen or permanent resident of Quebec please complete our printable PDF.

    Information you will need to complete this application:

    • Personal information
    • Any previous malpractice claims information

  • Malpractice Insurance

  • To get started let us know what insurance you are applying for.

  • ANNUAL PREMIUM RATES AND INSURANCE LIMITS FOR MEMBERS
    (add 25% on all premium rates for Non-Members)

    CLAIM LIMIT

    DEDUCTIBLE

    $1,000

    $2,500

    $5,000

    $3,000,000 per claim
    (maximum $9-million per calendar year)

    $1,685.39

    $1,627.08

    $1,553.84

    S4,000,000 per claim
    (maximum $12-million per calendar year)

    $1,793.33

    $1,681.02

    $1,607.79

    S5,000,000 per claim
    (maximum $15-million per calendar year)

    $1,786,41

    $1,728.11

    $1,654.86

    $10,000,000 per claim
    (maximum $30-million per calendar year)

    $2,019.84

    $1,961.53

    $1,888.29

    $25,000,000 per claim
    (maximum $75-million per calendar year)

    $2,430.48

    $2,372.18

    $2,298.94

    Short Term Malpractice Member Minimum Premium: $250.00

    Provincial taxes are extra where applicable under provincial laws.

  • Annual Premium rates for Hygenists, Certified Dental Assistants and Dental Therapists: $500 deductable and claim limit of $2,000,000 per claim (with an annual aggregate limit of $6-million per calendar year) is $103.78

    Provincial taxes are extra where applicable under provincial laws.

  • ANNUAL EXCESS MALPRACTICE PREMIUM RATES FOR MEMBERS IN ALBERTA AND ONTARIO

       Coverage

    Premium

    Total Limit

    $1-million per claim
    (maximum $3-million per calendar year)

    $67.25

    $3-million

    $2-million per claim
    (maximum $6-million per calendar year)

    $120.80

    $4-million

    $3-million per claim
    (maximum $9-million per calendar year)

    $166.19

    $5-million

    $8-million per claim
    (maximum $24-million per calendar year)

    $394.80

    $10-million

    $23-million per claim
    (maximum $69-million per calendar year)

    $796.97

    $25-million

    Provincial taxes are extra where applicable under provincial laws.

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