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  • DisabilityGuard™ Insurance

    DisabilityGuard™ Insurance

    DisabilityGuard™ insurance helps protect your lifestyle and earning power from a disabling illness or injury that prevents you from working.
  • If you suffer a disabling illness or injury, the plan provides you with a monthly income benefit of up to $25,000 to help replace your lost income. You can choose from four elimination periods (30-day, 60-day, 90-day and 120-day) or any combinations of these elimination periods. Applicants between the ages of 55 to 64 can apply for up to $15,000 of monthly income benefit.

    Coverage continues until you reach age 75.

    If you become disabled before age 63, your benefits continue until you recover or reach age 65 - whichever comes first. For disabilites occuring between age 63 and 75, you may recieve up to a maximum of 24 consecutive monthly benefits.

    GAIN THESE ADVANTAGES

    • Recieve automatic coverage for HIV and Hepatitis B and C
    • Pay no premiums when totally disabled
    • Coverage for transplant donor and disfigurement surgery
    • Pro-rated benefits payable when partial disability strikes

    Information you will need to complete this application:

    • Personal information
    • Any previous DisabilityGuard™ claims information
  • DisabilityGuard™ Insurance

  • Thank you for your interest in CDSPI's DisabilityGuard™ Insurance. Let's start by determining which application to complete.

    1. If you are a permanent resident of Quebec or prefer to print and post your application, please complete our fillable PDF.
    2. If you are a permanent resident of any other province in Canada, please proceed with the online application by selecting Next below.
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