If you suffer a disabling illness or injury, the plan provides you with a monthly income benefit of up to $25,000 to help replace your lost income. You can choose from four elimination periods (30-day, 60-day, 90-day and 120-day) or any combinations of these elimination periods. Applicants between the ages of 55 to 64 can apply for up to $15,000 of monthly income benefit.
Coverage continues until you reach age 75.
If you become disabled before age 63, your benefits continue until you recover or reach age 65 - whichever comes first. For disabilites occuring between age 63 and 75, you may recieve up to a maximum of 24 consecutive monthly benefits.
GAIN THESE ADVANTAGES
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Recieve automatic coverage for HIV and Hepatitis B and C
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Pay no premiums when totally disabled
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Coverage for transplant donor and disfigurement surgery
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Pro-rated benefits payable when partial disability strikes
Information you will need to complete this application:
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Personal information
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Any previous DisabilityGuard™ claims information