• No-Cost Dental Student Insurance

    No-Cost Dental Student Insurance

    No-cost insurance for life, disability and dental hand instruments

  • By completing this online application, you are applying for no-cost dental student insurance coverage. Please visit our Product information page or contact an Insurance Advisor with CDSPI Advisory Services Inc. at 1.800.561.9401 if you have questions about your protection needs.

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  • Graduate Package
    Recommended for Most Dental Students
    This package provides higher coverage amounts, valuable future insurance options, and enhanced protection as you begin your dental career.

    While You Are a Student (No Cost)

    Coverage  
    Life Insurance $100,000
    Includes Waiver of Premium Option
    Accidental Death & Dismemberment (AD&D) $100,000
    Disability Insurance $1,000 per month
    90-day elimination period
    Includes Cost of Living Adjustment and Own Occupation Coverage
    TripleGuard™ for student's dental hand instruments $15,000

    ✅ No cost while you're a student.

    Upon Graduation

    Coverage Graduate Package
    (with medical questionnaire)
    Life Insurance $500,000
    Includes Future Insurance Guarantee and Waiver of Premium Option
    Accidental Death & Dismemberment (AD&D) $500,000
    DisabilityGuard™ Insurance for Dentists $3,500 per month
    30-day elimination period
    Includes Future Insurance Guarantee, Cost of Living Adjustment and Own Occupation Coverage
    TripleGuard™ $50,000

    💡 There is no cost to you while you are in school—and until January 1st of the year following graduation.

    Application Requirements & Deadlines

    • Complete the medical questionnaire while you are a student.
    • A health professional may reach out to make an appointment to come to collect blood, urine, your blood pressure reading, and other health information.
    • Apply by December 31st of your graduation year.
  • Undergraduate Package
    Simple coverage with no medical questionnaire required.

    While You Are a Student (No Cost)

    Coverage  
    Life Insurance $100,000
    Includes Waiver of Premium Option
    Accidental Death & Dismemberment (AD&D) $100,000
    Disability Insurance $1,000 per month
    90-day elimination period
    Includes Cost of Living Adjustment and Own Occupation Coverage
    TripleGuard™ for student's dental hand instruments $15,000

    ✅ No cost while you're a student.

    Upon Graduation

    Coverage Undergraduate Package
    (no medical questionnaire)
    Life Insurance $200,000
    Includes Waiver of Premium Option
    Accidental Death & Dismemberment (AD&D) $200,000
    DisabilityGuard™ Insurance for Dentists $2,000 per month
    90-day elimination period 
    Includes Cost of Living Adjustment and Own Occupation Coverage
    TripleGuard™ $50,000

    💡 There is no cost to you while you are in school—and until January 1st of the year following graduation.

    Application Requirements & Deadlines

    • No medical questionnaire required.
    • Must apply before your graduation date.
    ℹ️ Looking for More Comprehensive Protection After Graduation?
    The Optional Graduate Package offers higher coverage amounts and additional benefits designed for dentists entering practice. Scroll to top of this page to select it and see the details.
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